12665 104th
VA Assumable
2.2% Rate
50 photos
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12665 104th

Commerce City, CO 80022

4
Bedrooms
2
Bathrooms
1,915
Sq Ft

Payment Calculator

$2,595per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,000
$25,000$214,410
Secondary Financing8.5% Rate
$189,410
Blended rate4.64% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 2.2% + gap
$2,595/mo
$407less per month
$407
per month
$4,885
per year
$146,549
over 30 years

🏦 Loan Details

List Price
$500,000
Assumable Rate
2.2%
Remaining Balance
$299,932
Loan Type
VA
Est. Equity Gap
$214,410
Annual Taxes
$7,215

About This Home

Discover the ease of main-floor living in this beautiful ranch-style home offering 4 spacious bedrooms, 2 bathrooms, and 1,915 finished square feet, plus a 1,160-square-foot unfinished basement ready for your vision—create the home gym, theater, game room, or additional living space you've always wanted. Built in 2017, you can rest assured knowing you're enjoying the benefits of newer construction with modern design and today's sought-after features. The open-concept floor plan is ideal for everyday living and entertaining, featuring a welcoming living room with custom built-ins and a beautiful kitchen complete with a walk-in pantry, generous counter space, and bar seating for casual meals or gathering with family and friends. Retreat to the private primary suite featuring an ensuite bathroom and two large closets. Step outside to your own backyard oasis, where a spacious patio, swim spa, and jacuzzi create the perfect setting for summer barbecues, relaxing evenings, or entertaining guests. Enjoy peaceful mornings on the inviting front porch, along with the convenience of a two-car garage, water softener, and a new hot water heater. HOA is included with property taxes. Located in a community with a neighborhood park just around the corner, this home offers the perfect blend of comfort, style, and recreation. This is more than a house—it's a place to make lasting memories. Come see why you'll love calling it home!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$500,000
2.2% rateVASave $1,520/mo

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