7163 Orchard
FHA Assumable
3.46% Rate
50 photos
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7163 Orchard

Longmont, CO 80504

4
Bedrooms
3
Bathrooms
2,274
Sq Ft

Payment Calculator

$3,849per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,250
$29,250$453,290
Secondary Financing8.5% Rate
$424,040
Blended rate7.31% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,513/mo
Assumable @ 3.46% + gap
$3,849/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$585,000
Assumable Rate
3.46%
Remaining Balance
$131,710
Loan Type
FHA
Est. Equity Gap
$453,290
Annual Taxes
$3,809
HOA/mo
$360

About This Home

Some homes simply feel different the moment you walk through the door—and this is one of them. Thoughtfully updated, beautifully maintained, and filled with inviting spaces, this home is ready for its next chapter.\r \r With over $70,000 in upgrades completed within the last year and a half, every detail has been carefully considered. Enjoy the peace of mind that comes with new windows, new kitchen appliances, a new washer and dryer, new carpet, a stunningly remodeled primary bathroom, a custom closet organizer, and landscaping featuring a charming walking path and beautiful brick accents.\r \r Upstairs, you'll find four spacious bedrooms, two full bathrooms, and a versatile loft that's perfect for a home office, playroom, or cozy reading nook. The main level offers a bright, open layout with a spacious kitchen, an inviting living room made for gathering with family and friends, and a convenient half bath.\r \r Step outside to your own private retreat. With no direct neighbor behind, the backyard offers the perfect setting for summer barbecues, quiet mornings with a cup of coffee, or evenings spent in the hot tub under the Colorado sky.\r \r Located in one of Frederick's welcoming, neighborhoods, with mature trees, a neighborhood park just around the corner and the charm of downtown Frederick only minutes away, this is more than just a house—it's a place to build memories, celebrate milestones, and truly feel at home. All that's missing is you.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$585,000
3.46% rateFHASave $2,549/mo

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