386 Sunmountain
FHA Assumable
4.2% Rate
50 photos
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386 Sunmountain

Loveland, CO 80538

3
Bedrooms
4
Bathrooms
2,337
Sq Ft

Payment Calculator

$3,247per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,000
$24,000$211,614
Secondary Financing8.5% Rate
$187,614
Blended rate5.65% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,882/mo
Assumable @ 4.2% + gap
$3,247/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$479,990
Assumable Rate
4.2%
Remaining Balance
$369,042
Loan Type
FHA
Est. Equity Gap
$211,614
Annual Taxes
$3,161

About This Home

Wonderful home located in Loveland's sought-after Windsong subdivision with no HOA! This spacious two-story home with a finished basement offers 4 bedrooms, 3 bathrooms, and all the room you need for family, guests, or entertaining. The main level features two separate living areas and a large kitchen, creating an ideal layout for gatherings and everyday living. Upstairs, you'll find three generously sized bedrooms, including a spacious 15' x 13' primary suite with a private en-suite bathroom. A convenient upstairs laundry room and an additional full bathroom complete the upper level. The finished basement provides even more flexible living space with a large family room, an additional bonus room that's perfect for a home office, craft room, workout space, or extra storage, plus a full bathroom. The fourth bedroom is generously sized and includes a large walk-in closet. The utility room offers abundant storage and is already equipped with hookups for a second laundry area if desired. Situated on a large lot, the backyard includes a storage shed, providing extra space while keeping the attached two-car garage free for vehicles and hobbies. Just a short walk north of the home, you'll find Kroh Park, offering convenient access to green space, playgrounds, and outdoor recreation. Don't miss this opportunity to own a spacious home in one of Loveland's most desirable neighborhoods without the expense of HOA dues!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$479,990
4.2% rateFHASave $1,273/mo

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