770 Grays Peak
VA Assumable
4.16% Rate
50 photos
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770 Grays Peak

Berthoud, CO 80513

4
Bedrooms
3
Bathrooms
2,245
Sq Ft

Payment Calculator

$3,589per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,750
$28,750$357,421
Secondary Financing8.5% Rate
$328,671
Blended rate6.77% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,453/mo
Assumable @ 4.16% + gap
$3,589/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$575,000
Assumable Rate
4.16%
Remaining Balance
$218,229
Loan Type
VA
Est. Equity Gap
$357,421
Annual Taxes
$3,253
HOA/mo
$315

About This Home

**Seller offering a $15,000 Concession to Buyer, in addition to a 1% concession if switching to our preferred lender!** Welcome home to this beautiful original-owner ranch in the heart of Berthoud! Offering 4 bedrooms, 3 bathrooms & an attached 3-car garage. This thoughtfully designed home combines comfort, functionality & easy main-floor living. The inviting main level features 2 bedrooms, including the spacious primary suite along with a conveniently located laundry room, making everyday living both comfortable & convenient. The open floor plan creates an ideal space for gathering with loved ones, while the beautifully xeriscaped backyard provides a low-maintenance outdoor retreat so you can spend more time enjoying Colorado & less time on yard work. Downstairs, the finished basement expands your living space with a large recreation room, 2 additional bedrooms, a full bathroom & generous storage, perfect for guests, hobbies, a home gym or multi-generational living. This west-facing home sits on one of Berthoud's most desirable lots, tucked along a quiet street directly across from a grassy park, with beautiful views & an open spacious feel right outside your front door. The home includes a brand-new refrigerator, a new water heater & a new roof that will be installed prior to closing. Living in Berthoud means enjoying the charm of a small-town community with all the conveniences of Northern Colorado just minutes away. Known as the "Garden Spot of Colorado," Berthoud offers picturesque parks, miles of walking & biking trails, highly rated golf at TPC Colorado, local restaurants, breweries & year-round community events. With easy access to Longmont, Loveland, Fort Collins & I-25, commuting is simple while still enjoying the slower pace & friendly atmosphere that make Berthoud such a sought-after place to call home. Whether you're looking for low-maintenance living, extra space for family & guests, or a home in one of Northern Colorado's most desirable communities.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$575,000
4.16% rateVASave $2,046/mo

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