4520 128th
FHA Assumable
2.87% Rate
50 photos
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4520 128th

Thornton, CO 80241

3
Bedrooms
3
Bathrooms
2,100
Sq Ft

Payment Calculator

$2,486per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,500
$26,500$116,093
Secondary Financing8.5% Rate
$89,593
Blended rate3.83% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,182/mo
Assumable @ 2.87% + gap
$2,486/mo
$697less per month
$697
per month
$8,362
per year
$250,857
over 30 years

🏦 Loan Details

List Price
$530,000
Assumable Rate
2.87%
Remaining Balance
$433,342
Loan Type
FHA
Est. Equity Gap
$116,093
Annual Taxes
$3,888
HOA/mo
$44

About This Home

Welcome home to this beautifully maintained ranch in a desirable Thornton neighborhood! Offering 3 bedrooms, 3 bathrooms, and 2,214 finished square feet, this home combines comfortable main level living with the added flexibility of a finished basement, perfect for entertaining, guests, a home office, or additional living space. You'll love the inviting curb appeal, enhanced by the beautifully landscaped front yard, while the private backyard provides an ideal setting for relaxing or hosting gatherings around the gas firepit. The extended driveway offers additional parking and convenience. This home has been thoughtfully updated with a new roof (2024), leased solar panels for improved energy efficiency, new interior paint throughout, and premium Pella and Andersen windows plus a sliding glass door on the main level, complete with a transferable warranty. Ideally located with easy access to parks, shopping, dining, schools, and major commuter routes, this home offers both comfort and convenience. This home is truly move in ready.\r \r Don't miss this exceptional opportunity to own a thoughtfully updated ranch in one of Thornton's most convenient locations!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$530,000
2.87% rateFHASave $1,264/mo

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