924 Milo
FHA Assumable
2.84% Rate
50 photos
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924 Milo

Lafayette, CO 80026

3
Bedrooms
3
Bathrooms
1,451
Sq Ft

Payment Calculator

$1,752per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,000
$20,000$52,327
Secondary Financing8.5% Rate
$32,327
Blended rate3.30% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,402/mo
Assumable @ 2.84% + gap
$1,752/mo
$650less per month
$650
per month
$7,799
per year
$233,961
over 30 years

🏦 Loan Details

List Price
$400,000
Assumable Rate
2.84%
Remaining Balance
$363,998
Loan Type
FHA
Est. Equity Gap
$52,327
Annual Taxes
$1,695
HOA/mo
$550

About This Home

Ideally located in the desirable Hearthwood subdivision, this well-maintained 3-bedroom, 2.5-bath home offers exceptional convenience with easy access to downtown Denver (approximately 40 minutes), downtown Boulder (30 minutes), and DIA (30 minutes). The inviting main level features a freshly painted living room with a cozy fireplace, a separate dining area, beautiful hardwood oak flooring, and a convenient half bath. The kitchen provides abundant cabinet and counter space, oak cabinetry, a NEW stove/oven, all appliances are included.\r Step outside onto the Brand-NEW deck, completed with NO special assessment, and enjoy outdoor living while overlooking the open space at the rear of the property. Upstairs, the spacious primary bedroom offers two skylights, dual closets, and a ceiling fan, with access to a full bath that was just painted, it features a Corian vanity top. A second bedroom is also located on this level.\r The walk-out basement includes a large third bedroom/flexible space with recessed lighting, plus an adjacent three-quarter bathroom with a Corian vanity top. A generous laundry and storage room is located on this level, and the washer and dryer are included. Walk out to the private patio, perfect for relaxing or entertaining, with gate access to the open space—ideal for pet owners. An additional storage room is conveniently located off the patio.\r Residents enjoy access to the community pool and common areas, while nearby Waneka Lake Park is just a 20-minute walk away, offering a playground, scenic walking trails, and water recreation opportunities. To top it all off, the HOA covers an impressive range of services including water, sewer, trash, recycling, snow removal, lawn and tree maintenance, exterior maintenance, and pool access—providing outstanding value and low-maintenance living.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$400,000
2.84% rateFHASave $800/mo

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