4115 109th
FHA Assumable
2.89% Rate
50 photos
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4115 109th

Thornton, CO 80233

2
Bedrooms
1
Bathrooms
1,034
Sq Ft

Payment Calculator

$2,094per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,500
$21,500$133,567
Secondary Financing8.5% Rate
$112,067
Blended rate4.43% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,582/mo
Assumable @ 2.89% + gap
$2,094/mo
$488less per month
$488
per month
$5,857
per year
$175,696
over 30 years

🏦 Loan Details

List Price
$430,000
Assumable Rate
2.89%
Remaining Balance
$296,433
Loan Type
FHA
Est. Equity Gap
$133,567
Annual Taxes
$3,122

About This Home

Welcome home to this well-maintained 2-bedroom, 1-bath home offering 1,034 square feet of comfortable living space on a spacious 9,657-square-foot lot. With its attractive brick front and pride of ownership throughout, this move-in-ready property is full of charm.\r \r Recent updates include fresh interior paint, new luxury vinyl flooring throughout the main living areas and bedrooms, and a stylish barn door leading to the laundry area. The kitchen and bathroom feature durable tile flooring, and the kitchen is equipped with matching appliances and plenty of cabinet space.\r \r Step outside to the expansive backyard, offering endless possibilities for outdoor living, gardening, or entertaining. A storage shed provides additional space for tools and equipment, while the attached two-car garage offers even more storage and convenience.\r \r The location is exceptional! Situated directly across the street from the Margaret W. Carpenter Recreation Center and Carpenter Park, you'll enjoy easy access to walking trails, playgrounds, sports facilities, and the community events and festivities Thornton is known for. An elementary school is also just minutes away, making this home as convenient as it is inviting.\r \r Whether you're a first-time homebuyer, looking to downsize, or searching for a home in a fantastic neighborhood, this property offers comfort, convenience, and outstanding value. Schedule your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$430,000
2.89% rateFHASave $1,174/mo

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