4807 Bearlily
FHA Assumable
3.16% Rate
50 photos
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4807 Bearlily

Castle Rock, CO 80109

3
Bedrooms
3
Bathrooms
2,001
Sq Ft

Payment Calculator

$2,739per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$183,934
Secondary Financing8.5% Rate
$157,684
Blended rate4.80% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 3.16% + gap
$2,739/mo
$413less per month
$413
per month
$4,957
per year
$148,707
over 30 years

🏦 Loan Details

List Price
$525,000
Assumable Rate
3.16%
Remaining Balance
$354,863
Loan Type
FHA
Est. Equity Gap
$183,934
Annual Taxes
$3,749
HOA/mo
$240

About This Home

Refreshed and ready, this Castle Rock home offers a versatile floor plan, thoughtful updates, and an incredible location in one of the area's most desirable communities. Featuring brand-new carpet, fresh interior paint throughout, and updated light fixtures, this home is ready for its next owner.\r \r The flexible layout includes a bedroom and bathroom on every level, making it ideal for guests, multigenerational living, or a private home office. Upstairs, the spacious loft provides the perfect space for a home office, playroom, homework area, or media room. The finished walkout basement expands your living space with a large family room or flex area, while two fireplaces add warmth and character throughout the home. Outside, the privacy-fenced backyard offers room to relax, entertain, or enjoy Colorado evenings. Other updates include: 2020 furnace, 2021 A/C, & 2026 garage door.\r \r Location is everything, and this home delivers. Just minutes from Butterfield Park, Castle View High School, Castle Rock Middle School, several elementary schools, AdventHealth Castle Rock, shopping, grocery stores, restaurants, movie theater, fitness centers, and everyday conveniences. Enjoy easy access to Downtown Castle Rock, the Miller Activity Complex, miles of walking and biking trails, zipline adventures, seasonal events, and everything that makes Castle Rock one of Colorado's most sought-after communities.\r \r Residents also enjoy outstanding neighborhood amenities, including multiple parks, scenic trails, a dog park, sports fields and courts, The Grange community pool, and beautiful mountain views. Whether you're looking for outdoor recreation, a strong sense of community, or convenient access to schools, shopping, and entertainment, this home offers the Colorado lifestyle buyers are searching for.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
3.16% rateFHASave $1,473/mo

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