1172 Basalt Ridge
FHA Assumable
3.82% Rate
50 photos
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1172 Basalt Ridge

Castle Rock, CO 80108

3
Bedrooms
3
Bathrooms
2,329
Sq Ft

Payment Calculator

$3,538per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,500
$31,500$252,253
Secondary Financing8.5% Rate
$220,753
Blended rate5.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,783/mo
Assumable @ 3.82% + gap
$3,538/mo
$244less per month
$244
per month
$2,934
per year
$88,008
over 30 years

🏦 Loan Details

List Price
$630,000
Assumable Rate
3.82%
Remaining Balance
$394,150
Loan Type
FHA
Est. Equity Gap
$252,253
Annual Taxes
$4,472
HOA/mo
$287

About This Home

Welcome home to this thoughtfully designed home where functional living spaces, room to grow, & an incredible location come together. The open-concept floor plan creates an inviting flow that's perfect for everyday living & entertaining, with a spacious kitchen featuring a large center island that naturally becomes the heart of the home. Whether you're hosting friends or enjoying a quiet evening, the adjoining living & dining spaces make gathering effortless. Just off the main living area, the dedicated home office offers flexibility to fit your lifestyle. It works equally well as a playroom, homework space, music room, or hobby area. Step outside onto the beautiful deck to enjoy peek-a-boo mountain views and sunsets while sipping your morning coffee or unwinding at the end of the day. Upstairs, you'll find three generously sized bedrooms, including a relaxing primary suite designed as a true retreat. The spacious en-suite bathroom and large walk-in closet provide comfort and convenience, while the additional bedrooms offer plenty of room for family or guests. The versatile loft adds even more living space and can easily become a second home office, TV room, play area, fitness space, or reading nook. The unfinished walk-out basement with 9' ceilings is ready for your vision; offering ample space for an additional bedroom, bathroom, recreation room, home gym, or entertainment area while adding future value and equity. Living in Terrain means enjoying outstanding neighborhood amenities, including two community pools, a dog park, scenic walking trails, parks, and open space. Located just 3 miles east of downtown Castle Rock, you'll have easy access to local restaurants, shopping, breweries, and year-round community events like the beloved Castle Rock Starlighting. With easy access to I-25 commuting to Denver, DTC, or Colorado Springs is simple while still enjoying the charm and lifestyle that make Castle Rock one of Colorado's most desirable places to call home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$630,000
3.82% rateFHASave $1,729/mo

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