1179 Charismatic
VA Assumable
4.92% Rate
50 photos
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1179 Charismatic

Colorado Springs, CO 80921

4
Bedrooms
3
Bathrooms
2,836
Sq Ft

Payment Calculator

$4,505per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$43,750
$43,750$81,551
Secondary Financing8.5% Rate
$37,801
Blended rate5.08% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,254/mo
Assumable @ 4.92% + gap
$4,505/mo
$749less per month
$749
per month
$8,991
per year
$269,734
over 30 years

🏦 Loan Details

List Price
$875,000
Assumable Rate
4.92%
Remaining Balance
$792,218
Loan Type
VA
Est. Equity Gap
$81,551
Annual Taxes
$4,180
HOA/mo
$125

About This Home

*ASSUMABLE LOAN* Commanding breathtaking Pikes Peak + Front Range views within The Farm—one of North Colorado Springs’ most sought-after communities—this thoughtfully designed ranch blends refined modern comfort with elevated Colorado living. Ideally positioned across from the Air Force Academy and moments from shopping, dining, entertainment + I-25, the location offers both convenience + a true connection to the Colorado lifestyle. Gleaming hardwood floors, oversized windows, sweeping mountain views + a stone-surround fireplace anchor the open-concept main level, where the great room, dining area + kitchen flow seamlessly together for everyday living + effortless entertaining. The gourmet kitchen features an upgraded oversized island, quartz countertops, designer lighting, stainless-steel appliances, gas cooktop + wall oven/convection microwave combination—balancing beauty, functionality + gathering space at the heart of the home. The private owner’s retreat offers a spa-inspired ensuite, expansive walk-in closet + peaceful mountain views, while a main-level guest suite provides flexibility for guests or multi-generational living. The finished garden-level basement expands the living experience with 9’ ceilings, a spacious recreation area, wet-bar, two additional bedrooms + unfinished space pre-plumbed for a future ensuite bedroom suite. Outdoor living takes center stage with a covered composite deck showcasing panoramic mountain views, gas for grilling + stunning yard featuring hot tub w/pergola, fire-pit, tranquil water feature + modern paver pathway connecting front and back outdoor spaces. Add'l highlights include central A/C, whole-house humidifier, security system + finished garage with PRC-coated floors. Residents of The Farm enjoy miles of trails, ponds, open space, parks, community events + The Gathering Place clubhouse with fitness amenities and pool. Enjoy kayaking, paddle boarding + shoreline fishing at Lake Ann, all within award-winning District 20.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$875,000
4.92% rateVASave $770/mo

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