11795 85th
FHA Assumable
2.84% Rate
50 photos
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11795 85th

Arvada, CO 80005

4
Bedrooms
3
Bathrooms
2,024
Sq Ft

Payment Calculator

$3,348per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,500
$32,500$244,995
Secondary Financing8.5% Rate
$212,495
Blended rate4.76% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,903/mo
Assumable @ 2.84% + gap
$3,348/mo
$555less per month
$555
per month
$6,662
per year
$199,870
over 30 years

🏦 Loan Details

List Price
$650,000
Assumable Rate
2.84%
Remaining Balance
$414,969
Loan Type
FHA
Est. Equity Gap
$244,995
Annual Taxes
$3,441
HOA/mo
$125

About This Home

Tucked into The Landing at Standley Lake, this 4-bedroom, 3-bathroom home offers 2,024 square feet of comfortable, well-maintained living space across two stories, plus a finished basement, 2-car garage, and Standley Lake Regional Park practically in your backyard. The main level flows naturally between the kitchen, dining area, and a spacious living room anchored by a cozy fireplace. It is a great setup for everyday living and easy entertaining. The dining room opens to a large stamped concrete patio and a private, fully fenced backyard with mature trees and room to truly unwind. The yard is already wired for a hot tub, giving the next owner an easy opportunity to add one. Upstairs, the primary bedroom offers a walk-in closet and en-suite bath, with two additional bedrooms and a shared hall bath rounding out the upper level. The finished basement is a flexible and functional extension of the home, adding a conforming fourth bedroom, a recreation room, a sitting room, and laundry. The roof was replaced in 2019, and owned solar transfers paid off at closing, both meaningful checkboxes for any buyer thinking about long-term costs. The location does the rest. Standley Lake Regional Park is right at your doorstep, with 3,000 acres for paddle boarding, kayaking, fishing, hiking, and more. Two Ponds National Wildlife Refuge and the Ralston Creek Trail are equally close, and Olde Town Arvada, Five Parks dining, and Hwy 36 are all within easy reach.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$650,000
2.84% rateFHASave $2,045/mo

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