405 Iris
FHA Assumable
2.74% Rate
50 photos
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405 Iris

Brighton, CO 80601

3
Bedrooms
4
Bathrooms
3,666
Sq Ft

Payment Calculator

$4,010per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,400
$34,400$286,297
Secondary Financing8.5% Rate
$251,897
Blended rate4.65% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,131/mo
Assumable @ 2.74% + gap
$4,010/mo
$121less per month
$121
per month
$1,449
per year
$43,473
over 30 years

🏦 Loan Details

List Price
$687,990
Assumable Rate
2.74%
Remaining Balance
$508,572
Loan Type
FHA
Est. Equity Gap
$286,297
Annual Taxes
$6,897
HOA/mo
$294

About This Home

Experience refined Colorado living in this exceptional 3,666-square-foot ranch-style residence, gracefully situated on a quiet cul-de-sac. Meticulously maintained and thoughtfully designed, this energy-efficient home offers 4 spacious bedrooms, 3 beautifully appointed bathrooms, and an ideal blend of sophistication, comfort, and functionality.The gourmet kitchen serves as the heart of the home, showcasing a gas cooktop, double ovens, generous pantry, abundant cabinetry, and expansive counter space-perfectly suited for both everyday living and effortless entertaining. The open-concept design flows seamlessly into inviting living and dining spaces filled with natural light and upgraded lighting inside and out, creating an elegant yet welcoming atmosphere.Retreat to the expansive finished basement, offering exceptional versatility with abundant space for a media room, game room, fitness studio, home office, guest accommodations, or multi-generational living.Outdoors, professionally designed landscaping enhances the home's curb appeal while the private, low-maintenance backyard provides a peaceful setting for relaxing or entertaining without high upkeep. A spacious two-car garage and additional small storage building offers ample storage and convenience.Ideally located in one of the area's most desirable neighborhoods, this remarkable residence combines timeless craftsmanship, energy-efficient construction, and effortless elegance. Every detail has been carefully curated to create a home that is as functional as it is beautiful-a rare opportunity to enjoy luxury ranch-style living in an exceptional setting.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$687,990
2.74% rateFHASave $2,271/mo

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