11754 Vonnie Claire
VA Assumable
2.79% Rate
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11754 Vonnie Claire

Golden, CO 80403

3
Bedrooms
2
Bathrooms
1,620
Sq Ft

Payment Calculator

$3,403per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,750
$32,750$270,604
Secondary Financing8.5% Rate
$237,854
Blended rate4.98% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,933/mo
Assumable @ 2.79% + gap
$3,403/mo
$530less per month
$530
per month
$6,365
per year
$190,961
over 30 years

🏦 Loan Details

List Price
$655,000
Assumable Rate
2.79%
Remaining Balance
$383,491
Loan Type
VA
Est. Equity Gap
$270,604
Annual Taxes
$3,043

About This Home

Imagine your first morning here. Coffee on the expanded deck, sun sails overhead, mountain views stretching out in every direction from the highest point on Vonnie Claire Road. That is what you get to call Tuesday.\r Built in 2018, this 3-bedroom, 2-bath ranch sits on 1.1 private acres and was designed for the way people actually want to live in the mountains — connected, comfortable, and self-sufficient. Paid-off 7.4kw solar panels (2023) keep electric bills between $40 and $60 a month. Fiber internet reaches the house. The gazebo built from trees milled on-site, added in 2024, anchors a front yard that feels like an outdoor room.\r Inside, crown molding throughout sets a tone you don't expect at this price point. The kitchen has a gas stove, pantry, and new dishwasher. The primary suite has a walk-in closet and private bath. All three bedrooms have walk-in closets. A gas fireplace anchors the living space for the evenings when the temperature drops and you remember exactly why you moved here. New washer and dryer stay.\r The infrastructure is just as thoughtful. A 600-foot well with zero history of problems, a new pressure tank, 200-gallon supplemental water storage, a Culligan whole-home filter, and an under-sink RO system. FAST septic serviced twice yearly for under $400. Natural gas. Radon mitigation in place.\r Outside: detached 2-car garage, RV parking, room for 4+ vehicles, a greenhouse, utility shed, chicken shed and run, and an outdoor wood stove for the cool evenings.\r A VA assumable mortgage may be available to qualified buyers. Ask listing agent for details.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$655,000
2.79% rateVASave $2,135/mo

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