1320 Quince
VA Assumable
3.02% Rate
50 photos
Click to enlarge

1320 Quince

Denver, CO 80220

3
Bedrooms
2
Bathrooms
1,500
Sq Ft

Payment Calculator

$3,142per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,250
$31,250$213,890
Secondary Financing8.5% Rate
$182,640
Blended rate4.71% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,753/mo
Assumable @ 3.02% + gap
$3,142/mo
$611less per month
$611
per month
$7,330
per year
$219,912
over 30 years

🏦 Loan Details

List Price
$625,000
Assumable Rate
3.02%
Remaining Balance
$411,110
Loan Type
VA
Est. Equity Gap
$213,890
Annual Taxes
$3,166
HOA/mo
$360

About This Home

Beautifully remodeled 1950s brick ranch with a 2.375% Assumable Loan*! Best of both worlds in this Montclair classic craftsman that has extensive modern updates throughout. Nearly every major component has been remodeled or upgraded, including the addition (2015) of an oversized detached 2-car garage (rare for in-town homes), which offers exceptional parking, storage & workspace. The bright main-level has beautiful hardwood floors in the living room & both bedrooms, & the full-bath was tastefully remodeled in 2017. The remodeled (2021) kitchen features butcher block countertops, shaker cabinets, herringbone tile flooring, & SS appliances. The fully finished basement is mountain-contemporary cozy with a great family room with a wet-bar, new carpet (2023), remodeled bath with a walk-in shower, and a 3rd bedroom (N/C) that makes a perfect guest bedroom or workout room (or both). Enjoy peace of mind with major improvements including a new roof with HD shingles (2019), sewer line tap-replacement (2019), upgraded 150-amp electric-service panel, new furnace & central A/C (2008), & a radon mitigation system. Step outside to a beautifully landscaped backyard with mature trees, an extended covered patio, natural gas line for your grill (grill included), & a new cedar privacy fence (2020)—perfect for entertaining or relaxing with the family. Located just minutes from Lowry & Central Park, you'll love the easy access to Stanley Marketplace, Oneida Park, Big Bear Ice Arena, Nuggs Ice Cream, Santos Café, & nbhd parks. Walk 1-block to Quince Coffee House while enjoying a neighborhood that offers city convenience with a suburban nbhd feel. An incredible bonus: qualified buyers may take advantage of the assumable 2.375%* first mortgage. Exceptional opportunity to own a beautifully updated home in one of Denver's most desirable neighborhoods!\r * Existing 2.375% mortgage is assumable by qualified buyers, subject to lender approval and the terms of the existing loan.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$625,000
3.02% rateVASave $1,759/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472