602 Hillrose
FHA Assumable
5.25% Rate
50 photos
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602 Hillrose

Fort Collins, CO 80525

3
Bedrooms
4
Bathrooms
2,502
Sq Ft

Payment Calculator

$3,518per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,875
$30,875$157,892
Secondary Financing8.5% Rate
$127,017
Blended rate5.95% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,708/mo
Assumable @ 5.25% + gap
$3,518/mo
$190less per month
$190
per month
$2,282
per year
$68,471
over 30 years

🏦 Loan Details

List Price
$617,500
Assumable Rate
5.25%
Remaining Balance
$460,160
Loan Type
FHA
Est. Equity Gap
$157,892
Annual Taxes
$3,114
HOA/mo
$1,235

About This Home

Some homes simply feel right the moment you arrive. Life feels a little easier when you have room to spread out, a backyard to unwind in, and a location that keeps everything within reach. Tucked away on a sleepy cul-de-sac in Ridgewood Hills, this one-owner home offers the perfect blend of comfortable living, thoughtful design, and an unbeatable location. Designed with everyday life in mind, the functional multi-level floor plan creates inviting spaces to gather while still giving everyone room to spread out. Whether you're hosting friends and family or enjoying a quiet evening at home, this home's versatile layout adapts effortlessly to your lifestyle. The finished basement offers endless possibilities with room to create a home gym, media room, playroom, office, additional bedroom, or simply the extra storage every homeowner appreciates. Another standout feature is the solar system, allowing you to enjoy very low electric bills while benefiting from long-term energy savings. When you step outside you'll discover one of the home's best features-a private, mature, fully fenced backyard designed for enjoying Colorado's beautiful seasons. The spacious patio is the perfect place to grill with friends, sip your morning coffee, soak in the hot tub after a long day, or simply relax and enjoy the peaceful surroundings. Guess what? This extends well beyond your front door. Located right next to one of the neighborhoods many walking trails and green space. You can spend summer afternoons at the neighborhood pool, explore nearby parks and trails, enjoy shopping and dining just minutes away, and appreciate quick access to I-25 for an easy commute throughout Northern Colorado. Complete with exceptional curb appeal, fresh new carpet, updated kitchen appliances a spacious 3-car garage, flexible living spaces, and an unbeatable location, this Ridgewood Hills home is ready to welcome its next chapter with new owners.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$617,500
5.25% rateFHASave $1,143/mo

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