2450 Garganey
FHA Assumable
4.14% Rate
50 photos
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2450 Garganey

Castle Rock, CO 80104

4
Bedrooms
3
Bathrooms
2,249
Sq Ft

Payment Calculator

$3,672per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,800
$30,800$261,326
Secondary Financing8.5% Rate
$230,526
Blended rate5.76% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,699/mo
Assumable @ 4.14% + gap
$3,672/mo
$27less per month
$27
per month
$323
per year
$9,694
over 30 years

🏦 Loan Details

List Price
$616,000
Assumable Rate
4.14%
Remaining Balance
$391,206
Loan Type
FHA
Est. Equity Gap
$261,326
Annual Taxes
$3,778
HOA/mo
$84

About This Home

2450 Garganey Dr is a two-story Castle Rock home built in 2019. The kitchen centers on a large island with quartz countertops, a gas range, and ample cabinetry for storage and meal preparation. An open-concept great room extends off the kitchen, creating a connected main living space filled with natural light. The primary bedroom includes a walk-in closet for organization, paired with a bathroom offering a double vanity, a separate tub, and a walk-in shower. A covered patio overlooks a fully fenced backyard for outdoor use, while an unfinished basement adds flexible space to grow into. A two-car garage completes this well-maintained residence with practical amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$616,000
4.14% rateFHASave $1,709/mo

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