2224 Ramsgate
VA Assumable
3.07% Rate
50 photos
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2224 Ramsgate

Colorado Springs, CO 80919

5
Bedrooms
4
Bathrooms
3,468
Sq Ft

Payment Calculator

$3,623per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,450
$36,450$233,442
Secondary Financing8.5% Rate
$196,992
Blended rate4.61% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,377/mo
Assumable @ 3.07% + gap
$3,623/mo
$755less per month
$755
per month
$9,056
per year
$271,671
over 30 years

🏦 Loan Details

List Price
$729,000
Assumable Rate
3.07%
Remaining Balance
$495,558
Loan Type
VA
Est. Equity Gap
$233,442
Annual Taxes
$1,917

About This Home

Location! Location! Rare opportunity to own a premium lot in the highly sought-after Mountain Shadows neighborhood. This exceptional west-side home offers the perfect blend of natural beauty, convenience, and Colorado living. Enjoy direct access to adjacent open space trails from your backyard or take a short hike to Garden of the Gods. Spectacular Pikes Peak, City, and evening light views create a breathtaking backdrop, all on a quiet street just one block from the neighborhood elementary school. A welcoming foyer with a dramatic curved staircase opens to vaulted formal living and dining rooms filled with natural light. The kitchen showcases beautiful city views and features stainless steel appliances, a gas range, granite tile countertops, and hardwood flooring that extends throughout the main level and upper floor. The inviting family room offers a cozy gas fireplace, built-in bookshelves, and durable ceramic tile flooring. A spacious main-level study with French doors and custom built-ins provides the ideal work-from-home space. The private primary suite is a true retreat, complete with a bay window framing the stunning open space, mountain, and sparkling city light views. The level backyard is surrounded by mature pine trees and features a rock retaining wall with dedicated gardening space. Additional highlights include private RV and boat parking on a concrete pad and an unbeatable location just 10 minutes to I-25 and Highway 24 for quick access to downtown, the mountains, and endless outdoor recreation. This is a rare opportunity to experience the peaceful Mountain Shadows lifestyle while enjoying some of Colorado Springs most iconic scenery right outside your door. Seller will require a Rent Back for 45 Days!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$729,000
3.07% rateVASave $2,045/mo

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