4664 Clayton
FHA Assumable
3.87% Rate
50 photos
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4664 Clayton

Denver, CO 80216

3
Bedrooms
2
Bathrooms
1,107
Sq Ft

Payment Calculator

$2,732per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,000
$20,000$258,785
Secondary Financing8.5% Rate
$238,785
Blended rate6.44% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,402/mo
Assumable @ 3.87% + gap
$2,732/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$400,000
Assumable Rate
3.87%
Remaining Balance
$190,590
Loan Type
FHA
Est. Equity Gap
$258,785
Annual Taxes
$2,006
HOA/mo
$264

About This Home

Welcome to this charming and thoughtfully updated home nestled in the heart of Denver's evolving Elyria-Swansea neighborhood. Lovingly cared for over the years, this inviting residence blends timeless character with tasteful updates, creating a warm and welcoming space that's ready for its next chapter.\r Step inside to discover a bright, comfortable interior featuring partial renovations that enhance the home's appeal while leaving opportunities for your own personal touches. Whether you're a first-time homebuyer searching for the perfect place to call home, an investor looking to expand your portfolio, or someone seeking a property with room to grow, this home offers exceptional value and endless potential.\r Outside, you'll find a spacious backyard ready to become your own private retreat. Imagine summer barbecues, evenings gathered around a fire pit, gardening, or creating the outdoor oasis you've always envisioned. The generous patio area provides an ideal foundation for entertaining, relaxing, or enjoying Colorado's beautiful weather.\r One of this home's standout features is its unbeatable location. Situated just steps from a newly developed neighborhood park, you'll enjoy easy access to open green space, recreation, and community amenities right outside your door. The property also offers convenient access to major highways including I-70 and I-25, making commuting to downtown Denver, Denver International Airport, and surrounding metro areas both quick and convenient.\r Nearby schools, shopping, dining, parks, and public transportation add to the home's everyday convenience, while the ongoing investment and revitalization in the surrounding area make this an exciting opportunity to own in a neighborhood with continued growth and development.\r Don't miss your chance to make this well-loved Denver home your own.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$400,000
3.87% rateFHASave $1,549/mo

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