16389 99th
VA Assumable
3.23% Rate
50 photos
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16389 99th

Commerce City, CO 80022

4
Bedrooms
3
Bathrooms
2,707
Sq Ft

Payment Calculator

$3,360per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,450
$29,450$305,787
Secondary Financing8.5% Rate
$276,337
Blended rate5.83% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,537/mo
Assumable @ 3.23% + gap
$3,360/mo
$177less per month
$177
per month
$2,123
per year
$63,687
over 30 years

🏦 Loan Details

List Price
$589,000
Assumable Rate
3.23%
Remaining Balance
$284,499
Loan Type
VA
Est. Equity Gap
$305,787
Annual Taxes
$6,089
HOA/mo
$45

About This Home

Welcome to 16389 E. 99th Way, the original model home in one of Commerce City's most desirable neighborhoods. Situated on a premium south-facing corner lot, this beautifully maintained home offers over 4,500 total square feet, abundant natural light, and exceptional living space. A charming covered front porch welcomes you inside to soaring two-story ceilings and rich hardwood floors. The formal dining room flows seamlessly into the spacious kitchen featuring abundant cabinetry, generous counter space, a center island, pantry, and sunny breakfast nook with sliding doors leading to the covered patio. The dramatic two-story great room is the heart of the home, with a private office and spacious laundry room just steps away. Upstairs you'll find four generously sized bedrooms, including an oversized secondary bedroom with a walk-in closet and private balcony, perfect as a playroom, bonus room, or guest suite. The spacious primary retreat also features a private balcony, walk-in closet, and a five-piece ensuite with a soaking tub and walk-in shower. The backyard is a gardener's dream with garden beds, mature raspberry and blackberry bushes, and plenty of space to relax or entertain. The unfinished basement with rough-in plumbing offers endless opportunities to customize, while the oversized three-car garage easily accommodates full-size trucks, a workshop, and extra storage. Thoughtfully designed for everyday living and effortless entertaining, this home offers the rare combination of timeless architecture, flexible living spaces, and room to make it your own. From morning coffee on the balcony to evenings spent in the garden, every space invites you to settle in and stay awhile. Beautiful curb appeal, a south-facing driveway, and convenient access to Denver International Airport, E-470, parks, shopping, and dining make this move-in-ready home an exceptional opportunity.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$589,000
3.23% rateVASave $2,129/mo

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