20305 Vassar
VA Assumable
3.16% Rate
50 photos
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20305 Vassar

Aurora, CO 80013

3
Bedrooms
3
Bathrooms
1,802
Sq Ft

Payment Calculator

$2,606per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,750
$26,750$150,599
Secondary Financing8.5% Rate
$123,849
Blended rate4.46% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,212/mo
Assumable @ 3.16% + gap
$2,606/mo
$606less per month
$606
per month
$7,274
per year
$218,227
over 30 years

🏦 Loan Details

List Price
$535,000
Assumable Rate
3.16%
Remaining Balance
$384,401
Loan Type
VA
Est. Equity Gap
$150,599
Annual Taxes
$5,069
HOA/mo
$49

About This Home

Welcome to 20305 E Vassar Ave, a beautifully updated 3-bedroom, 3-bath home in The Conservatory at the Plains, one of Aurora's most desirable communities. Thoughtfully maintained and move-in ready, this home combines major capital improvements with stylish updates, giving buyers peace of mind from day one.\r \r Recent upgrades include new energy-efficient windows (2025), a new roof (2022), new furnace and central A/C, a low-maintenance Trex deck, and a new privacy fence...saving the next owner thousands in future expenses.\r \r Inside, you'll find an inviting open floor plan featuring vaulted ceilings, abundant natural light, luxury vinyl plank flooring, fresh neutral paint, and spacious living and dining areas designed for both everyday living and entertaining. The bright kitchen offers white cabinetry, stainless steel appliances, generous counter space, and a breakfast bar overlooking the family room and backyard.\r \r Upstairs, the spacious primary suite features a private ensuite bath and walk-in closet, while two additional bedrooms provide flexibility for family, guests, or a home office. The unfinished basement offers excellent storage and endless potential to finish and build additional equity.\r \r Step outside to enjoy the expansive Trex deck, mature trees, and fully fenced backyard—perfect for relaxing, grilling, or entertaining.\r \r Conveniently located near Southlands Mall, E-470, Buckley Space Force Base, DIA, Cherry Creek Schools, parks, trails, shopping, dining, and top-rated schools, this home offers the perfect balance of comfort, convenience, and location.\r \r Major updates are complete, the home is move-in ready, and opportunities like this in The Conservatory don't come along often. Schedule your private showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$535,000
3.16% rateVASave $1,319/mo

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