2045 Crystal
FHA Assumable
3.62% Rate
50 photos
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2045 Crystal

Loveland, CO 80537

4
Bedrooms
2
Bathrooms
1,638
Sq Ft

Payment Calculator

$2,497per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,450
$22,450$185,294
Secondary Financing8.5% Rate
$162,844
Blended rate5.44% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,696/mo
Assumable @ 3.62% + gap
$2,497/mo
$199less per month
$199
per month
$2,393
per year
$71,792
over 30 years

🏦 Loan Details

List Price
$449,000
Assumable Rate
3.62%
Remaining Balance
$273,062
Loan Type
FHA
Est. Equity Gap
$185,294
Annual Taxes
$2,216
HOA/mo
$369

About This Home

NEW ROOF WILL BE INSTALLED AT CLOSING!! This updated corner lot home offers a move-in ready experience with thoughtful upgrades throughout and a convenient location in southwest Loveland. The bi-level layout creates separation when needed while still maintaining an open and natural flow between living spaces. The main level features a bright, open floor plan highlighted by durable LVP flooring and abundant natural light, creating a welcoming environment for everyday routines. The fully remodeled kitchen features a center island breakfast bar, modern appliances including a new stainless steel electric range, and distinctive honeycomb tile flooring that blends seamlessly with the original flooring. Two main-level bedrooms, paired with a full shared bathroom, offer versatile space for guests, a home office, or hobbies. Downstairs, the lower level includes two additional bedrooms, including a newly remodeled primary suite featuring an ensuite bath and walk-in closet combination. A spacious utility room houses a dedicated laundry zone, with the washer and dryer included. Additional upgrades include newer windows and A/C, for added comfort. Outside, enjoy effortless outdoor living with xeriscape front and backyards that provide beauty without the upkeep. The fully fenced backyard features an elevated raised deck and tons of space for entertaining. Located just a few blocks from the neighborhood park with quick access to local shopping, dining, and amenities. No HOA!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$449,000
3.62% rateFHASave $1,300/mo

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