2703 Vallecito
FHA Assumable
2.98% Rate
50 photos
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2703 Vallecito

Timnath, CO 80547

4
Bedrooms
3
Bathrooms
2,889
Sq Ft

Payment Calculator

$3,942per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,000
$36,000$305,563
Secondary Financing8.5% Rate
$269,563
Blended rate5.06% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,323/mo
Assumable @ 2.98% + gap
$3,942/mo
$381less per month
$381
per month
$4,573
per year
$137,185
over 30 years

🏦 Loan Details

List Price
$720,000
Assumable Rate
2.98%
Remaining Balance
$444,579
Loan Type
FHA
Est. Equity Gap
$305,563
Annual Taxes
$7,413
HOA/mo
$300

About This Home

OFFERING $5,000 CONCESSIONS for closing costs! Experience the ease of ranch-style living in this meticulously maintained home in the desirable Retreat at Wildwing. Offering 4 bedrooms, 3 full bathrooms, a finished basement, and a thoughtfully designed open floor plan, this home combines comfort and style. The bright, open kitchen flows seamlessly into the spacious living and dining areas, creating the perfect setting for entertaining or everyday living. Large sliding glass doors fill the home with natural light and lead to a spacious deck, ideal for outdoor dining with friends or enjoying a peaceful morning cup of coffee. The spacious primary suite provides a peaceful retreat and features the added convenience of direct access to the laundry room. The finished daylight basement significantly expands the living space with a large recreation room, two additional bedrooms, and a full bathroom, making it perfect for guests, a home gym, or a media room. Located just one block from beautiful Timnath Reservoir, you'll enjoy easy access to the water and its scenic trail. The Retreat at Wildwing community offers exceptional amenities, including scenic walking paths, open space, and a community pool with mountain views. Nearby, you'll also find a neighborhood park, pickleball courts, and a dog park, providing activities and enjoyment for every lifestyle. With its low-maintenance patio home design, spacious layout, desirable ranch floor plan, and unbeatable location in one of Timnath's most sought-after neighborhoods, this exceptional home offers the perfect blend of comfort, convenience, and Colorado living.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$720,000
2.98% rateFHASave $2,375/mo

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