14206 74th
FHA Assumable
3.57% Rate
50 photos
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14206 74th

Arvada, CO 80007

2
Bedrooms
1
Bathrooms
900
Sq Ft

Payment Calculator

$6,060per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$43,250
$43,250$558,407
Secondary Financing8.5% Rate
$515,157
Blended rate6.17% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,194/mo
Assumable @ 3.57% + gap
$6,060/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$865,000
Assumable Rate
3.57%
Remaining Balance
$463,421
Loan Type
FHA
Est. Equity Gap
$558,407
Annual Taxes
$4,570
HOA/mo
$597

About This Home

Rare opportunity to own approximately 1.1 acres in highly desirable unincorporated Jefferson County! Whether you’re looking to build your dream estate, invest in redevelopment, or enjoy country living with room to grow, this unique property offers exceptional potential.\r \r The existing ranch home features 2 bedrooms, 1 bathroom, approximately 806 finished square feet plus an additional 806-square-foot unfinished basement. Recent improvements include newer windows, updated HVAC, luxury vinyl plank flooring, and a well-maintained well and septic system. Washer and dryer are included, making the home immediately livable while you plan for the future.\r \r The property also includes a detached garage with attached living quarters, a working barn, established raised garden beds, mature fruit trees, and room for equipment, RVs, animals, and future improvements. Livestock and horses are permitted.\r \r Surrounded by impressive custom homes, this property offers outstanding long-term potential for redevelopment or a luxury custom residence. The existing home’s size may qualify for an Accessory Dwelling Unit (ADU); buyer and buyer’s agent are responsible for verifying zoning, land use, building requirements, and ADU eligibility with Jefferson County.\r \r Located in unincorporated Jefferson County, short-term rentals, including Airbnb/VRBO, may be permitted subject to county regulations. Buyer and buyer’s agent should independently verify all short-term rental requirements, licensing, and future use restrictions.\r \r Enjoy peaceful country surroundings just minutes from shopping, dining, schools, recreation, Denver, and the mountains.\r \r Opportunities like this are increasingly rare—bring your vision and unlock the full potential of this remarkable property.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$865,000
3.57% rateFHASave $3,415/mo

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