202 8th
FHA Assumable
2.78% Rate
50 photos
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202 8th

Longmont, CO 80501

3
Bedrooms
2
Bathrooms
1,730
Sq Ft

Payment Calculator

$3,180per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,750
$28,750$290,797
Secondary Financing8.5% Rate
$262,047
Blended rate5.52% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,453/mo
Assumable @ 2.78% + gap
$3,180/mo
$273less per month
$273
per month
$3,276
per year
$98,281
over 30 years

🏦 Loan Details

List Price
$575,000
Assumable Rate
2.78%
Remaining Balance
$284,203
Loan Type
FHA
Est. Equity Gap
$290,797
Annual Taxes
$2,466
HOA/mo
$80

About This Home

Located in the heart of historic Old Town Longmont, this beautifully updated 1934 bungalow sits on a rare double corner lot shaded by mature trees. Enjoy the charm of the neighborhood with restaurants, pubs, shops, and downtown attractions just a short walk away. Start your day with a cup of coffee on the inviting covered front porch. Inside, you'll find classic character blended with thoughtful updates, including crown molding, hardwood floors throughout the main level, and a beautifully remodeled kitchen featuring cherry cabinetry, modern appliances, and abundant storage. The updated bathroom retains its original claw-foot tub, preserving the home's timeless appeal. Central air conditioning provides year-round comfort. The finished basement offers a spacious recreation room, a third bedroom with a new egress window (2024), and a large walk-in closet, creating flexible living space for guests, hobbies, or a home office. Outside, the expansive fenced yard is surrounded by a charming white picket fence and features a flagstone patio, sprinkler system, and storage shed-perfect for entertaining or relaxing. The home is just one block from a neighborhood park and within easy walking distance of downtown Longmont. Recent improvements include a new roof (2021), HVAC system (2018), kitchen remodel (2019), double-pane windows (2018), and fresh interior and exterior paint, making this home truly move-in ready.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$575,000
2.78% rateFHASave $2,144/mo

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