295 Gila
FHA Assumable
2.9% Rate
50 photos
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295 Gila

Ault, CO 80610

2
Bedrooms
2
Bathrooms
1,019
Sq Ft

Payment Calculator

$1,934per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,750
$19,750$124,470
Secondary Financing8.5% Rate
$104,720
Blended rate4.46% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,372/mo
Assumable @ 2.9% + gap
$1,934/mo
$438less per month
$438
per month
$5,257
per year
$157,719
over 30 years

🏦 Loan Details

List Price
$395,000
Assumable Rate
2.9%
Remaining Balance
$271,129
Loan Type
FHA
Est. Equity Gap
$124,470
Annual Taxes
$3,406
HOA/mo
$250

About This Home

Welcome home to this newer built ranch-style home offering main-level living with a bright, open floorplan and vaulted ceilings. Featuring 2 bedrooms, 2 bathrooms, stylish LVP flooring, brand new carpet, and timeless white cabinetry throughout. The kitchen includes SS appliances and large center island. Relax in the inviting living room with a custom-built fireplace surround. Step outside to enjoy the spacious backyard with vinyl privacy fencing and an extended concrete patio that's perfect for entertaining. An oversized 3-car garage provides plenty of room for vehicles, storage, or hobbies. Ideally located steps from the community park and within walking distance to the school and local coffee shop. You'll love the small-town charm and everyday convenience this home offers. With minimal stairs, modern finishes, and a fantastic outdoor living space, this home is one you won't want to miss!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$395,000
2.9% rateFHASave $1,117/mo

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