12531 Stone Valley
VA Assumable
3.45% Rate
50 photos
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12531 Stone Valley

Peyton, CO 80831

4
Bedrooms
3
Bathrooms
3,463
Sq Ft

Payment Calculator

$2,647per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$126,345
Secondary Financing8.5% Rate
$98,845
Blended rate4.41% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 3.45% + gap
$2,647/mo
$656less per month
$656
per month
$7,869
per year
$236,064
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
3.45%
Remaining Balance
$422,802
Loan Type
VA
Est. Equity Gap
$126,345
Annual Taxes
$3,957
HOA/mo
$68

About This Home

Beautiful ranch home in Stonebridge with attractive stucco and stone exterior offering spacious main-level living and quality upgrades throughout. The open great room features hardwood flooring that extends throughout the main level, with carpet in the bedrooms and tile in the baths. Soaring 12-foot ceilings create an open, airy feel, while builder-upgraded accent walls add custom character. The gourmet kitchen is designed for both everyday living and entertaining, featuring upgraded cabinetry, quartz countertops, stainless steel appliances, a gas range, and a large walk-in pantry. A convenient mudroom/laundry room with built-in bench adds functionality, and the included gas washer and dryer are an added bonus. Retreat to the spacious primary suite featuring two walk-in closets and a luxurious ensuite bath with double vanity, soaking tub, and separate shower. The finished basement offers a huge family room, abundant storage space, and endless possibilities for recreation or relaxation. Enjoy the beautifully xeriscaped backyard with a covered patio, vinyl privacy fence, and gas line for your BBQ grill. Additional features include central air conditioning, ceiling fans, and numerous thoughtful upgrades that make this home truly move-in ready.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
3.45% rateVASave $1,232/mo

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