1326 Sierra
FHA Assumable
4.15% Rate
50 photos
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1326 Sierra

Castle Rock, CO 80104

4
Bedrooms
2
Bathrooms
1,932
Sq Ft

Payment Calculator

$2,415per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$197,168
Secondary Financing8.5% Rate
$176,418
Blended rate6.10% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 4.15% + gap
$2,415/mo
$77less per month
$77
per month
$918
per year
$27,554
over 30 years

🏦 Loan Details

List Price
$415,000
Assumable Rate
4.15%
Remaining Balance
$217,832
Loan Type
FHA
Est. Equity Gap
$197,168
Annual Taxes
$2,144
HOA/mo
$33

About This Home

Discover the perfect combination of space, privacy, and value in this beautifully maintained townhome nestled in the heart of Castle Rock. Backing directly to open space with no HOA, this rare opportunity offers the freedom and peaceful setting that today’s buyers are searching for.\r \r Step inside to find a bright, functional layout featuring 4 bedrooms, 2 bathrooms, and over 1,900 finished square feet of living space. The finished walkout basement provides exceptional flexibility—ideal for a family room, home office, guest suite, or recreation area.\r \r Outside, enjoy one of the property’s standout features: a generously sized backyard with a private patio overlooking open space, creating the perfect backdrop for morning coffee, evening sunsets, entertaining, or simply relaxing in Colorado’s beautiful weather.\r \r Additional highlights include a one-car attached garage, ample storage, and a location just minutes from historic downtown Castle Rock, parks, trails, shopping, dining, and convenient access to I-25 for an easy commute to Denver or Colorado Springs.\r \r Whether you’re a first-time homebuyer, looking to downsize, or seeking an investment opportunity, this home offers an exceptional blend of comfort, convenience, and outdoor living in one of Castle Rock’s most desirable locations.\r \r Welcome home to 1326 S Sierra Drive

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
4.15% rateFHASave $1,189/mo

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