10643 Pictured Rocks
VA Assumable
3.23% Rate
50 photos
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10643 Pictured Rocks

Peyton, CO 80831

6
Bedrooms
4
Bathrooms
4,284
Sq Ft

Payment Calculator

$3,497per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,500
$32,500$276,370
Secondary Financing8.5% Rate
$243,870
Blended rate5.31% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,903/mo
Assumable @ 3.23% + gap
$3,497/mo
$406less per month
$406
per month
$4,871
per year
$146,128
over 30 years

🏦 Loan Details

List Price
$650,000
Assumable Rate
3.23%
Remaining Balance
$373,629
Loan Type
VA
Est. Equity Gap
$276,370
Annual Taxes
$4,243
HOA/mo
$110

About This Home

From the moment you step inside, you'll be impressed by the natural light, and thoughtful updates throughout this beautiful Meridian Ranch home. The soaring two-story great room features vaulted ceilings and a dramatic wall of windows, creating a bright and inviting atmosphere. The spacious kitchen is the heart of the home, offering Corian countertops, a massive breakfast bar, double ovens, a newer cooktop, abundant workspace, and a casual dining area with direct access to the expansive composite deck—perfect for entertaining or enjoying Colorado evenings.\r \r A main-level bedroom provides flexibility as a guest suite, office, or study, while the oversized laundry room adds everyday convenience. Upstairs, the spacious primary suite serves as a private retreat, accompanied by three additional bedrooms and a large guest bath with double vanities. The lofted walkway overlooking the great room adds architectural charm and enhances the home's open feel.\r \r The finished walkout basement offers exceptional additional living space with a large family room, wet bar, versatile flex area for a game room, fitness studio, or hobby space, plus an additional bedroom and ¾ bath—ideal for guests or multi-generational living.\r \r Outside, the beautifully landscaped backyard feels like a private oasis with mature landscaping, a tranquil koi pond, and plenty of room to relax or entertain. Additional highlights include a newer class 4 impact-resistant roof, some newer windows, remote-controlled blinds, a 2025 furnace and AC, updated flooring, interior paint, and staircase improvements.\r \r With over 4,300 square feet, 6 bedrooms (or 5 plus an office), and multiple indoor and outdoor living spaces, this exceptional home offers the perfect blend of comfort, functionality, and style.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$650,000
3.23% rateVASave $2,045/mo

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