12820 Stone Valley
VA Assumable
2.9% Rate
50 photos
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12820 Stone Valley

Peyton, CO 80831

4
Bedrooms
2
Bathrooms
1,734
Sq Ft

Payment Calculator

$1,868per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,495
$22,495$47,776
Secondary Financing8.5% Rate
$25,281
Blended rate3.23% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,701/mo
Assumable @ 2.9% + gap
$1,868/mo
$833less per month
$833
per month
$10,000
per year
$300,004
over 30 years

🏦 Loan Details

List Price
$449,900
Assumable Rate
2.9%
Remaining Balance
$402,123
Loan Type
VA
Est. Equity Gap
$47,776
Annual Taxes
$2,692
HOA/mo
$70

About This Home

Designed for the ease of single-level living, this thoughtfully appointed ranch home combines an open layout, modern finishes, and flexible spaces that adapt to your lifestyle. Durable hard-surface flooring extends throughout the home, offering a clean, cohesive look with no carpet to maintain.\r \r At the heart of the home, the kitchen blends timeless style with everyday functionality. White cabinetry, quartz countertops, a gas range, and generous prep space overlook the dining area and inviting living room, where a fireplace with a classic mantel creates a warm focal point for gathering with family and friends.\r \r The primary suite is privately situated away from the secondary bedrooms, creating a comfortable retreat complete with a spacious en-suite bath and walk-in closet. On the opposite side of the home, two additional bedrooms and a full bathroom provide space for family or guests. A dedicated office with French doors offers the perfect work-from-home setup, and for buyers needing another bedroom, the seller is willing to install a closet and barn door, allowing the space to function as a conforming fourth bedroom.\r \r Natural light pours through the oversized sliding glass door, leading to a covered patio that extends your living space outdoors. Whether enjoying a quiet morning coffee or hosting friends for an evening barbecue, the backyard provides a comfortable setting to relax and unwind.\r \r With its open floor plan, flexible living spaces, and the convenience of true main-level living, this home offers a layout designed to grow with your needs while making everyday life feel just a little easier.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$449,900
2.9% rateVASave $836/mo

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