12095 Silver Concho
VA Assumable
3.45% Rate
50 photos
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12095 Silver Concho

Elbert, CO 80106

5
Bedrooms
3
Bathrooms
3,764
Sq Ft

Payment Calculator

$4,446per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$41,250
$41,250$333,824
Secondary Financing8.5% Rate
$292,574
Blended rate5.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,954/mo
Assumable @ 3.45% + gap
$4,446/mo
$508less per month
$508
per month
$6,095
per year
$182,836
over 30 years

🏦 Loan Details

List Price
$825,000
Assumable Rate
3.45%
Remaining Balance
$492,162
Loan Type
VA
Est. Equity Gap
$333,824
Annual Taxes
$4,194

About This Home

Experience the best of peaceful country living in this beautifully crafted ranch-style home set on 2.5 acres in Elbert. Thoughtfully designed with clean lines, neutral finishes, and an open-concept layout, this home offers the perfect blend of comfort, space, and modern style.\r \r The main level welcomes you with vaulted ceilings, hardwood flooring, and abundant natural light. The spacious family room features a gas fireplace with built-ins and flows seamlessly into the kitchen and dining area, creating an ideal space for everyday living and entertaining. The kitchen is beautifully appointed with a large island, solid granite countertops, abundant cabinetry, stainless steel appliances, double ovens, and an oversized pantry.\r \r The main-level primary suite is a true retreat, featuring a luxurious five-piece bath with a freestanding soaking tub, glass shower with bench, dual vanities, and generous space to unwind. Two additional bedrooms, a full hall bath, and a convenient laundry room complete the main floor.\r \r Downstairs, the finished basement expands your living space with a large rec room, wet bar, two additional bedrooms, and an oversized bath with separated tub & toilet - perfect for guests, multi-generational living, or entertaining.\r \r Outside, enjoy wide-open skies and endless Colorado sunsets from the expansive 50x17 concrete patio complete with a firepit. The oversized four-car garage with RV parking, and low-maintenance stucco exterior provide plenty of room for all your vehicles, toys, and hobbies.\r \r With fresh new construction, tasteful finishes throughout, and room to spread out both inside and out, this home offers an exceptional opportunity to enjoy the quiet beauty and privacy of rural Colorado.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$825,000
3.45% rateVASave $2,553/mo

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