4242 Opal
FHA Assumable
5.98% Rate
50 photos
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4242 Opal

Castle Rock, CO 80104

4
Bedrooms
3
Bathrooms
2,829
Sq Ft

Payment Calculator

$4,377per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,500
$36,500$117,293
Secondary Financing8.5% Rate
$80,793
Blended rate6.27% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,383/mo
Assumable @ 5.98% + gap
$4,377/mo
$6less per month
$6
per month
$71
per year
$2,131
over 30 years

🏦 Loan Details

List Price
$730,000
Assumable Rate
5.98%
Remaining Balance
$627,856
Loan Type
FHA
Est. Equity Gap
$117,293
Annual Taxes
$3,448
HOA/mo
$85

About This Home

Discover this stunning two-story residence, perfectly situated on a 0.26-acre corner lot in the highly desirable Crystal Valley Ranch community. This spacious home boasts 4,205 total square feet, including a beautifully finished 2,829 square feet of finished living space.\r \r Upon entering, you’re greeted by a grand and open floor plan featuring a cozy gas-log fireplace surrounded by a modern rock finish in the family room, a chef’s dream kitchen with granite counters, an island, and a large pantry. The main level also includes a formal dining room, living room, and a convenient half bath. All bathrooms have been beautifully updated. \r \r Upstairs, you’ll find a luxurious primary suite with a five-piece bath and walk-in closet, three additional bedrooms plus another full bathroom. The home offers plenty of space for everyone including additional space that can be used as a bedroom, office or den. There is a full-sized laundry room conveniently located on the main level.\r \r The unfinished basement provides ample room for future expansion or storage and is equipped with a newly installed sump pump and a new water heater, ensuring modern comforts and peace of mind.\r \r Step outside to your low-maintenance backyard oasis, designed for relaxation and entertaining. Enjoy a large deck perfect for outdoor dining and gatherings, complemented by a separate, stylishly rocked patio area. The yard features easy-care landscaping, allowing you to spend more time enjoying your space and less time maintaining it.\r \r Situated on a quiet cul-de-sac, this home offers privacy and tranquility. The community, which includes a homeowners association, provides access to excellent schools within the Douglas RE-1 district, including Douglas County High School and Mesa Middle School.\r \r With its blend of modern amenities, thoughtful design, and a prime location, this home truly has it all - including a brand new dishwasher, washer, dryer, and furnace! Don’t miss your chance to make it yours!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$730,000
5.98% rateFHASave $706/mo

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