582 Winterfield
VA Assumable
4.75% Rate
50 photos
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582 Winterfield

Erie, CO 80516

3
Bedrooms
2
Bathrooms
1,995
Sq Ft

Payment Calculator

$3,745per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$35,745
$35,745$118,981
Secondary Financing8.5% Rate
$83,236
Blended rate5.21% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,293/mo
Assumable @ 4.75% + gap
$3,745/mo
$547less per month
$547
per month
$6,569
per year
$197,068
over 30 years

🏦 Loan Details

List Price
$714,900
Assumable Rate
4.75%
Remaining Balance
$595,287
Loan Type
VA
Est. Equity Gap
$118,981
Annual Taxes
$8,319
HOA/mo
$84

About This Home

Flexible spaces, thoughtful upgrades, and a financing opportunity that's increasingly hard to find come together in this beautifully maintained ranch home in Erie’s Sunset Village. Qualified buyers may have the opportunity to assume the existing VA loan with a 4.75% interest rate, subject to lender approval and qualification.\r Designed for comfortable main-level living, the open floor plan is filled with natural light and creates an easy connection between the kitchen, dining area, and living room. The kitchen features quartz countertops, white cabinetry, updated hardware, designer backsplash, stainless steel appliances, a spacious center island, pantry, and upgraded glass and stainless steel range hood.\r \r The primary suite offers split vanities, a walk-in closet, and private bath, while a secondary bedroom, full bath, and convenient main-floor laundry complete the layout. A flexible office occupies the builder's optional third-bedroom location and is currently configured as an office or non-conforming bedroom. Sellers are willing to provide an allowance toward adding a door for buyers who prefer a more traditional bedroom setup.\r \r The nearly 2,000-square-foot unfinished basement with a bathroom rough-in offers room to grow with space for future living areas, a home gym, media room, guest retreat, hobby space, or additional storage.\r \r Seller improvements include updated interior paint, custom window treatments, cabinet hardware throughout, new kitchen pendant lighting, ceiling fans in every room and on the covered patio, and an upgraded glass and stainless steel range hood.\r \r Enjoy the professionally landscaped yard and covered patio, just minutes from parks, trails, downtown Erie, shopping, dining, I-25, Boulder, Denver, and surrounding communities.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$714,900
4.75% rateVASave $1,122/mo

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