2232 18th
VA Assumable
2.9% Rate
50 photos
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2232 18th

Loveland, CO 80538

5
Bedrooms
2
Bathrooms
1,350
Sq Ft

Payment Calculator

$2,017per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,500
$21,500$112,141
Secondary Financing8.5% Rate
$90,641
Blended rate4.14% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,582/mo
Assumable @ 2.9% + gap
$2,017/mo
$565less per month
$565
per month
$6,779
per year
$203,382
over 30 years

🏦 Loan Details

List Price
$430,000
Assumable Rate
2.9%
Remaining Balance
$317,156
Loan Type
VA
Est. Equity Gap
$112,141
Annual Taxes
$2,180
HOA/mo
$250

About This Home

This spacious 5-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and an outstanding location. Situated directly across from Allendale Park, you'll enjoy beautiful green-space views, mature trees, walking paths, playgrounds, and easy access to outdoor recreation right outside your front door. The main level features an inviting living room with soaring vaulted ceilings, skylights that fill the space with natural light, and a large picture window overlooking the park. The well-appointed kitchen offers abundant cabinetry, stainless steel appliances, a pantry, and a dining area that opens directly to the backyard deck, creating an ideal space for everyday living and entertaining. The finished basement expands your living options with three additional bedrooms, a full bathroom, laundry area, and versatile space perfect for guests, a home office, workout room, or hobby area. Step outside to enjoy the private fenced backyard featuring mature landscaping, low-maintenance garden beds, and a generous deck that's ready for summer barbecues, morning coffee, or relaxing Colorado evenings. An attached finished garage provides added convenience and storage. This desirable east Loveland location places you just minutes from shopping, restaurants, schools, and everyday conveniences, while offering quick access to downtown Loveland, the vibrant historic district, the popular sculpture parks, Benson Sculpture Garden, Boyd Lake State Park, and the scenic recreation opportunities found throughout Northern Colorado. Whether you're commuting to Fort Collins or exploring Loveland's extensive trail system, this home offers an exceptional opportunity.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$430,000
2.9% rateVASave $1,111/mo

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