2413 Water Cress
VA Assumable
2.48% Rate
50 photos
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2413 Water Cress

Longmont, CO 80504

3
Bedrooms
3
Bathrooms
1,586
Sq Ft

Payment Calculator

$2,987per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,400
$25,400$304,213
Secondary Financing8.5% Rate
$278,813
Blended rate5.89% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,050/mo
Assumable @ 2.48% + gap
$2,987/mo
$63less per month
$63
per month
$760
per year
$22,791
over 30 years

🏦 Loan Details

List Price
$508,000
Assumable Rate
2.48%
Remaining Balance
$213,971
Loan Type
VA
Est. Equity Gap
$304,213
Annual Taxes
$3,054
HOA/mo
$400

About This Home

Open Views. Peaceful Living. Prime Location. Backing to open farmland in Longmont's sought-after Watersong neighborhood, this beautifully refreshed townhome offers the combination of privacy, expansive views, and exceptional convenience. Wake up to peaceful pastoral scenery, stroll across the street to the beloved Ollin Farms farm stand, and enjoy quick access to Whole Foods, Boulder, parks, and everyday amenities-all while coming home to a neighborhood known for its quiet charm and community feel. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create an inviting atmosphere that's both spacious and comfortable. Fresh interior paint and brand-new carpet make the home completely move-in ready, while warm LVP flooring, a cozy gas fireplace, and oversized windows add warmth and character throughout the main living spaces. The kitchen is designed for both everyday living and entertaining with generous granite countertops, abundant maple cabinetry, a wraparound breakfast bar, and seamless connection to the dining and living areas. Just beyond, sliding glass doors open to a spacious deck overlooking the surrounding farmland-a perfect spot for morning coffee, outdoor dining, or taking in Colorado sunsets. Upstairs, three bedrooms provide comfortable accommodations, including a spacious primary suite with vaulted ceilings, large picture windows, and a peaceful feel. The conveniently located upstairs laundry adds everyday ease, while three bathrooms and an oversized two-car garage provide the functionality today's buyers are looking for. Outside, enjoy both the elevated deck and the private fenced outdoor space below, creating multiple outdoor living spaces for relaxing, gardening and pets. Residents of Watersong also enjoy access to the neighborhood pool, nearby paths, and one of southwest Longmont's most desirable locations where open space, local agriculture, and city conveniences come together in a way that's increasingly hard to find.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$508,000
2.48% rateVASave $1,943/mo

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