12209 Carolina
VA Assumable
2.94% Rate
50 photos
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12209 Carolina

Denver, CO 80228

5
Bedrooms
3
Bathrooms
2,391
Sq Ft

Payment Calculator

$2,840per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,250
$29,250$176,086
Secondary Financing8.5% Rate
$146,836
Blended rate4.41% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,513/mo
Assumable @ 2.94% + gap
$2,840/mo
$673less per month
$673
per month
$8,075
per year
$242,238
over 30 years

🏦 Loan Details

List Price
$585,000
Assumable Rate
2.94%
Remaining Balance
$408,914
Loan Type
VA
Est. Equity Gap
$176,086
Annual Taxes
$3,895

About This Home

This home was appraised at $620,000 on May 14, 2025, and while the market has changed, the property itself has not. That previous appraisal demonstrates the home's exceptional potential. Situated on a desirable corner lot, this spacious home offers 5 bedrooms, 3 bathrooms, a formal dining room, large storage area with shelving in laundry, and a versatile bonus/mud room just off the garage. The backyard is perfect for entertaining or relaxing, featuring a covered patio, deck, and two storage sheds.\r \r If you're looking for an opportunity to potentially step into equity with a little TLC in one of the area's most sought-after neighborhoods, this home deserves a look. At this price point, opportunities like this don't come along often. Enjoy your showing.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$585,000
2.94% rateVASave $1,551/mo

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