5480 Niagara
VA Assumable
4.17% Rate
50 photos
Click to enlarge

5480 Niagara

Commerce City, CO 80022

2
Bedrooms
2
Bathrooms
795
Sq Ft

Payment Calculator

$2,363per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,950
$19,950$199,653
Secondary Financing8.5% Rate
$179,703
Blended rate6.21% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,396/mo
Assumable @ 4.17% + gap
$2,363/mo
$33less per month
$33
per month
$397
per year
$11,895
over 30 years

🏦 Loan Details

List Price
$399,000
Assumable Rate
4.17%
Remaining Balance
$201,337
Loan Type
VA
Est. Equity Gap
$199,653
Annual Taxes
$2,375
HOA/mo
$535

About This Home

Unique 2-bedroom, 1.5-bath ranch-style home on a large, fully fenced lot offering exceptional flexibility for homeowners, hobbyists, car enthusiasts, or those seeking additional workspace. Inside, you'll find original hardwood floors, an updated tile bathroom, stainless steel appliances, and comfortable living spaces.\r \r The property features secure parking for up to 12 vehicles, additional off-street parking, two driveways, a carport, and a dedicated dog run. The impressive 35' x 30' oversized two-car garage provides an ideal workspace or additional storage. An oversized one-car garage with a convenient half bath offers endless possibilities as a home gym, office, workshop, studio, or flex space.\r \r Enjoy entertaining year-round on the enclosed back porch overlooking the spacious backyard. With abundant parking, oversized garages, versatile indoor and outdoor living spaces, and endless storage, this one-of-a-kind property offers flexibility that's hard to find.\r \r **Lender incentives available**

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,000
4.17% rateVASave $1,201/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472