6861 Ivy
FHA Assumable
2.89% Rate
50 photos
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6861 Ivy

Commerce City, CO 80022

4
Bedrooms
2
Bathrooms
1,545
Sq Ft

Payment Calculator

$2,391per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,000
$23,000$168,548
Secondary Financing8.5% Rate
$145,548
Blended rate4.70% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 2.89% + gap
$2,391/mo
$371less per month
$371
per month
$4,454
per year
$133,631
over 30 years

🏦 Loan Details

List Price
$460,000
Assumable Rate
2.89%
Remaining Balance
$305,946
Loan Type
FHA
Est. Equity Gap
$168,548
Annual Taxes
$2,501

About This Home

Welcome to this beautifully maintained 4-bedroom, 2-bath home in the heart of Commerce City! Featuring a bright, open-concept floor plan, this home is perfect for both everyday living and entertaining. The spacious living, dining, and kitchen areas flow seamlessly together, creating an inviting atmosphere filled with natural light.\r \r Step outside to your own backyard retreat, complete with a beautifully landscaped yard, a large patio, and a brand-new gazebo—ideal for summer barbecues, morning coffee, or relaxing evenings with family and friends.\r \r With comfortable bedrooms, functional living spaces, and exceptional outdoor amenities, this home offers the perfect combination of style, comfort, and convenience. Located close to parks, schools, shopping, dining, and major commuter routes, this is a wonderful opportunity to own a move-in-ready home in a desirable Commerce City neighborhood. Huge Garage with storage and work area! Make this home yours!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$460,000
2.89% rateFHASave $1,374/mo

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