7739 Del Ray Bay
FHA Assumable
4% Rate
50 photos
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7739 Del Ray Bay

Fountain, CO 80817

3
Bedrooms
2
Bathrooms
1,314
Sq Ft

Payment Calculator

$2,433per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,300
$19,300$253,387
Secondary Financing8.5% Rate
$234,087
Blended rate6.87% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,318/mo
Assumable @ 4% + gap
$2,433/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$386,000
Assumable Rate
4%
Remaining Balance
$132,613
Loan Type
FHA
Est. Equity Gap
$253,387
Annual Taxes
$1,544

About This Home

Move-in-ready, fully updated home near Fort Carson! This spacious two-story property offers 3 bedrooms, 2 bathrooms, an attached 2-car garage, vaulted ceilings, and a partially finished basement with plumbing already in place for future expansion. Located in the Country West subdivision with no HOA, the home provides convenient access to parks, schools, shopping, and Fort Carson’s Gate 20.\r Extensive improvements make this Fountain home truly turnkey. Updates include a 2018 Class 4 impact-resistant roof, vinyl double-pane windows, and refreshed interior and exterior paint. In 2024, the home received a new 50-gallon water heater, carpet in the lower-level family room, basement and stairs, luxury vinyl plank flooring throughout the main-level living room and kitchen, updated kitchen countertops, a new sink, faucet and garbage disposal, a stainless-steel Whirlpool dishwasher, and modern interior and exterior lighting.\r Additional 2026 upgrades include new GE stainless-steel refrigerator, range and over-the-range microwave, new carpeting throughout the upper level and all three bedrooms, updated bathroom flooring, toilets, sinks and faucets, plus new smoke and carbon monoxide detectors.\r The large backyard features two mature shade trees, a concrete patio with plenty of room for outdoor dining and a barbecue grill, and a substantial shingled storage shed. With its renovated kitchen, updated flooring, newer appliances, flexible basement space and desirable location near Fort Carson, this home is an excellent option for buyers searching for a turnkey 3-bedroom home in Fountain, Colorado.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$386,000
4% rateFHASave $1,474/mo

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