2040 Oak
Boulder, CO 80304
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In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.
🏦 Loan Details
- List Price
- $1,998,000
- Assumable Rate
- 2.375%
- Remaining Balance
- $503,705
- Loan Type
- VA
- Est. Equity Gap
- $1,493,155
- Annual Taxes
- $12,402
- HOA/mo
- $105
About This Home
The Garden Gate. The original owner built a life in this North Boulder home and kept it to the standard that implies, which shows most in the parts nobody photographs. The floor plan reads the way people actually live. A dining room at the front takes the quiet street and works as easily for a desk as for a dining table. The living room gathers around a gas fireplace with a built-in bar, windows on enough sides that the light moves through the day. A mud room beautifully handles the unglamorous part with a floating maple bench, a row of hooks, slate floor, and granite-topped cabinetry. The kitchen is where the house shows its hand: premium appliances, a breakfast bar, a sunny nook, and an island that began life as an antique chest, iron ring pulls intact, capped in thick timber and joined to a blackened steel bar. Designer pendants and track lighting throughout. Upstairs, three secondary bedrooms hold real furniture and large closets, with the foothills out the windows. The primary suite runs high-ceilinged into a five-piece bath with a large shower and a soaking tub. Below, a rec room, a fifth bedroom, and storage. The whole house is wired for network. Out back, an iron gate connects a private yard to the front patio: mature landscaping, a gas fire pit, a water feature, and quiet enough to hear the water. Ask the owner what they will miss and the answer is the trails. Wonderland Lake Park and Centennial Middle School are minutes away. VA-eligible buyers: the existing VA loan at 2.375% is assumable with entitlement substitution.
Data Source: REcolorado MLS
Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.
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