4264 Biscay
VA Assumable
2.84% Rate
50 photos
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4264 Biscay

Aurora, CO 80013

4
Bedrooms
2
Bathrooms
1,708
Sq Ft

Payment Calculator

$2,606per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,500
$24,500$215,804
Secondary Financing8.5% Rate
$191,304
Blended rate5.16% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,942/mo
Assumable @ 2.84% + gap
$2,606/mo
$336less per month
$336
per month
$4,035
per year
$121,060
over 30 years

🏦 Loan Details

List Price
$490,000
Assumable Rate
2.84%
Remaining Balance
$274,811
Loan Type
VA
Est. Equity Gap
$215,804
Annual Taxes
$2,576
HOA/mo
$60

About This Home

REDUCED PRICE. MORE HOME. MORE FLEXIBILITY. NO HOA. MORE POSSIBILITIES! Welcome to the desirable Highpoint neighborhood, where this four-bedroom bi-level offers a versatile floor plan ideal for multigenerational living, extended family, guests, or simply having room to spread out.\r \r The bright main level features a spacious living room and large eat-in kitchen with abundant cabinetry and counter space. New flooring in the kitchen, dining room, living room, and primary bedroom adds a fresh, move-in-ready feel. All appliances are included, including the freezer in the garage. \r \r The lower level offers exceptional flexibility, with a second kitchen, two bedrooms, a family room, a three-quarter bathroom, and a laundry room—creating a comfortable secondary living space.\r \r Outside, enjoy a 36-foot-wide cement driveway, an energy-efficient solar system to be paid off at closing, and a fully insulated detached studio with heat and A/C—perfect for a home office, gym, workshop, or creative space. The studio has a fully insulated side storage. An additional storage shed on the other side of the house for tools and lawn equipment. Sold in "as is" condition. See Seller's Property Disclosure for upgrades (call listing realtor for details). \r \r Conveniently located near Quincy Reservoir, parks, trails, shopping, dining, and major commuter routes, this home offers space, versatility, and value that's hard to find.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$490,000
2.84% rateVASave $1,676/mo

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