3772 Larkspur
VA Assumable
4.98% Rate
50 photos
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3772 Larkspur

Loveland, CO 80538

4
Bedrooms
3
Bathrooms
2,200
Sq Ft

Payment Calculator

$2,759per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,750
$23,750$89,331
Secondary Financing8.5% Rate
$65,581
Blended rate5.45% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 4.98% + gap
$2,759/mo
$93less per month
$93
per month
$1,122
per year
$33,652
over 30 years

🏦 Loan Details

List Price
$475,000
Assumable Rate
4.98%
Remaining Balance
$420,924
Loan Type
VA
Est. Equity Gap
$89,331
Annual Taxes
$2,433

About This Home

SOLD STRICTLY AS-IS - LISTED OVER 100K UNDER VALUE - CHECK WITH YOUR LENDER ABOUT A REHAB LOAN **Bring your paint swatches, your Pinterest board, and a little vision, because this West Loveland handyman special is packed with potential!** With nearly 3,200 total square feet, 4 bedrooms, 2.5 bathrooms, and a fantastic location backing AND siding to open space, this is your chance to get into an amazing neighborhood (no HOA or metro!) at a price that leaves room to make the house your own.Let's be clear: this one needs some love. The '90s had their turn, and now it's yours. Plan on new paint, flooring, fixtures, and interior doors throughout. The kitchen and bathrooms are functional, but ready for their next era too. The good news? Some of the less exciting stuff is already in good shape. The furnace is nearly new, the water heater and roof seem to be in good condition, and while the A/C condenser is older, it is currently working. And there is A LOT here to work with. The main level offers both a living room and family room, a formal dining room, a wood-burning fireplace, and plenty of space to rethink, refresh, and make your own. Upstairs you'll find three bedrooms, including the primary suite with a walk-in closet and 5 piece bath. Outside, the fully fenced yard feels incredibly private thanks to the open space along the back and side of the property. Add in a two-car garage and you've got the bones of a really great home.This isn't the house for someone looking for perfect finishes on day one. It's for the buyer who can see past the beat up carpet and paint and recognize a chance to create something special while building equity along the way. Update a little at a time or bring your plans and tackle the transformation from the start. Either way, the location, square footage, and neighborhood are already here. Those are the things you can't remodel.The '90s can keep the finishes. **You get the opportunity.**

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$475,000
4.98% rateVASave $645/mo

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