3741 Barnard
FHA Assumable
4.17% Rate
50 photos
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3741 Barnard

Johnstown, CO 80534

4
Bedrooms
3
Bathrooms
2,131
Sq Ft

Payment Calculator

$2,780per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$109,297
Secondary Financing8.5% Rate
$81,797
Blended rate4.85% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 4.17% + gap
$2,780/mo
$522less per month
$522
per month
$6,268
per year
$188,053
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
4.17%
Remaining Balance
$441,490
Loan Type
FHA
Est. Equity Gap
$109,297
Annual Taxes
$3,305
HOA/mo
$180

About This Home

From the inviting covered front porch to the spacious backyard, this beautifully maintained corner lot home is one you won’t want to miss. Step inside and you’ll immediately notice the abundance of natural light, durable flooring throughout with no carpet, and a warm, welcoming living room centered around a cozy fireplace.\r \r The thoughtfully designed main level is perfect for everyday living and entertaining, featuring an open layout that flows seamlessly into the kitchen. You’ll love the generous cabinet space, large center island, sleek appliances, and beautiful countertops that make cooking and gathering with family and friends effortless.\r \r Upstairs, the private primary suite offers elegant French doors, a walk in closet, and a spacious ensuite bathroom. Three additional bedrooms and a full bathroom provide plenty of room for family, guests, or a home office. The unfinished basement is ready for your personal touch, whether you envision extra living space, a home gym, or simply additional storage.\r \r Outside, the fully fenced backyard offers room to relax, play, and entertain, complete with a storage shed for all your tools and outdoor gear. The oversized three car garage provides plenty of space for vehicles, toys, and hobbies.\r \r Located in the thriving community of Johnstown, you’ll enjoy the charm of small town living with easy access to I-25, making trips to Fort Collins, Loveland, Greeley, and the Denver Metro area quick and convenient. Residents also enjoy neighborhood amenities including a community pool, park, playground, and walking trails, along with nearby shopping, dining, and highly rated schools. This is the perfect opportunity to enjoy comfort, convenience, and a wonderful place to call home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
4.17% rateFHASave $983/mo

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