2186 Lombardy
VA Assumable
2.7% Rate
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2186 Lombardy

Longmont, CO 80503

4
Bedrooms
3
Bathrooms
2,440
Sq Ft

Payment Calculator

$5,569per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$48,150
$48,150$483,920
Secondary Financing8.5% Rate
$435,770
Blended rate5.27% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,782/mo
Assumable @ 2.7% + gap
$5,569/mo
$213less per month
$213
per month
$2,558
per year
$76,738
over 30 years

🏦 Loan Details

List Price
$963,000
Assumable Rate
2.7%
Remaining Balance
$547,000
Loan Type
VA
Est. Equity Gap
$483,920
Annual Taxes
$5,571
HOA/mo
$105

About This Home

Mountain views, extensive builder upgrades, abundant natural light, mature landscaping and a private backyard backing to open space make this exceptional 2019 home, situated on one of Somerset Meadows' largest premier corner lots, truly stand apart. Offering 4 bedrooms, 3 bathrooms, 2,440 finished sqft and a 945-sqft unfinished basement ready for future expansion, this home blends luxury and functionality.The open-concept floor plan is filled w/ natural light from numerous builder-installed windows & features luxury vinyl plank flooring, 9-ft ceilings, a contemporary gas fireplace & seamless living & dining spaces designed for everyday living and entertaining. The chef's kitchen showcases quartz countertops, an oversized island, soft-close cabinetry and drawers, upgraded hardware & plumbing fixtures, a Wolf gas-range, large farmhouse sink, subway-tile backsplash, pantry, and abundant storage. Additional builder upgrades include premium flooring, custom wood window sills, upgraded stair railings, and thoughtfully selected finishes. A dedicated main-floor office offers flexible space to work, create, or host guests.Upstairs features 3 additional bedrooms, a versatile loft, and a light-filled primary suite w/ mountain views, a 5-piece bath & walk-in closet.The professionally landscaped backyard is a private retreat with an expansive flagstone patio, lush lawn, mature trees, perennial gardens that attract hummingbirds, butterflies & beautifully crafted raised garden beds just outside the kitchen for harvesting fresh vegetables & herbs. Backing directly to open space, it offers exceptional privacy- an ideal setting for entertaining, gardening, or enjoying Colorado's outdoor lifestyle.Just a short walk from the new 7-acre Clover Meadows Park, neighborhood trails, shopping, dining & commuter routes to Boulder, this home offers a rare combination of premium upgrades, one of the community's finest lots, and exceptional indoor-outdoor living. Opportunities like this are rare.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$963,000
2.7% rateVASave $3,563/mo

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