4560 Winthrop
VA Assumable
5.54% Rate
50 photos
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4560 Winthrop

Colorado Springs, CO 80920

4
Bedrooms
4
Bathrooms
2,744
Sq Ft

Payment Calculator

$3,213per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,495
$27,495$145,334
Secondary Financing8.5% Rate
$117,839
Blended rate6.21% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,302/mo
Assumable @ 5.54% + gap
$3,213/mo
$89less per month
$89
per month
$1,064
per year
$31,907
over 30 years

🏦 Loan Details

List Price
$549,900
Assumable Rate
5.54%
Remaining Balance
$404,566
Loan Type
VA
Est. Equity Gap
$145,334
Annual Taxes
$2,436

About This Home

Charming 2-Story on a Private Cul-de-Sac – Award-Winning D20! Welcome home to this lovely 4-bedroom, 4-bath, 2-story stucco beauty tucked away on a private cul-de-sac in the heart of award-winning School District 20 — walking distance to all schools! Set on an expansive .39-acre fully fenced lot, this home offers space, privacy, and thoughtful updates throughout. Inside, you'll find a separate living room and family room, both showcasing rich wood floors, plus a cozy gas fireplace for those Colorado evenings. The updated kitchen is a true centerpiece, featuring granite tile counters, stainless steel appliances (including a new range and microwave), a spacious island, tile flooring, a tile backsplash, and a walkout to the large 20x30 wood deck — perfect for entertaining. Upstairs, retreat to the primary suite complete with an attached 5-piece bath and a walk-in closet cleverly hidden behind the mirror. Two additional bedrooms and the laundry room round out the upper level. The finished basement adds even more living space with a rec room (currently used as a 5th bedroom), a full bath, and a large crawlspace for all your storage needs. Additional features include central A/C, a radon mitigation system, and an efficient Enphase solar system for energy savings. The backyard is fully fenced with a large storage shed for extra convenience.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$549,900
5.54% rateVA

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