431 Black Feather
FHA Assumable
3.05% Rate
50 photos
Click to enlarge

431 Black Feather

Castle Rock, CO 80104

2
Bedrooms
2
Bathrooms
1,320
Sq Ft

Payment Calculator

$1,613per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,000
$17,000$87,256
Secondary Financing8.5% Rate
$70,256
Blended rate4.24% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,042/mo
Assumable @ 3.05% + gap
$1,613/mo
$429less per month
$429
per month
$5,148
per year
$154,428
over 30 years

🏦 Loan Details

List Price
$340,000
Assumable Rate
3.05%
Remaining Balance
$252,744
Loan Type
FHA
Est. Equity Gap
$87,256
Annual Taxes
$1,833
HOA/mo
$431

About This Home

This condominium in Castle Rock's Blackfeather community offers 1,320 square feet of living space across two levels, with a beautifully updated kitchen at its center. Brand new quartz countertops and brand new luxury vinyl plank flooring pair with white cabinetry and a stainless steel appliance set, and a walk-in pantry adds everyday storage. The open main level connects the kitchen to a dining area and a living room built around a gas fireplace, with windows that bring in natural light and a covered balcony just off the living space with a bonus private outdoor storage closet. Upstairs, the primary suite includes a walk-in closet and an en-suite bathroom, and a second bedroom shares the hall with a second full bathroom. In-unit laundry is also located on the upper level. The home comes with two reserved parking spaces. Blackfeather residents have access to a clubhouse, fitness center, community pool, and playground. The home is located in Douglas County RE-1 schools, including Castle Rock Elementary, Mesa Middle School, and Douglas County High School, with easy access to I-25, the Outlets at Castle Rock, downtown Castle Rock, and the trail network at Philip S. Miller Park. Ages of mechanicals, appliances, and updates: Countertops (2026), Kitchen LVP Flooring (2026), Refrigerator (2026), Microwave (2022), Dishwasher (2019), Washer (2019), Dryer (2008), Oven/Range (2006), Furnace (2006), Air Conditioner (2005), Evaporator Coils (2005).

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$340,000
3.05% rateFHASave $831/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472