16315 Windy Creek
VA Assumable
2.66% Rate
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16315 Windy Creek

Monument, CO 80132

4
Bedrooms
3
Bathrooms
1,784
Sq Ft

Payment Calculator

$2,460per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$148,697
Secondary Financing8.5% Rate
$122,447
Blended rate4.09% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 2.66% + gap
$2,460/mo
$693less per month
$693
per month
$8,311
per year
$249,330
over 30 years

🏦 Loan Details

List Price
$525,000
Assumable Rate
2.66%
Remaining Balance
$376,303
Loan Type
VA
Est. Equity Gap
$148,697
Annual Taxes
$2,704

About This Home

An amazing find in the coveted Jackson Creek neighborhood in Monument, on a lot that quietly does the heavy lifting. Mountain views out front, open space and views at the back, and some amazing sunsets from the meticulously maintained fenced yard. The setting is walkable to Bear Creek Elementary. Close enough that morning routines can start on foot instead of behind the wheel. Inside, the updates read like a home someone has cared for with updated interiors and components. Vaulted ceilings, LVP floors, and granite counters carry the main level. Two large bay windows do most of the lighting work themselves. The family room sits around a fireplace and is the heart of the home. Downstairs, a large basement bedroom or flex room with it's own bathroom is essentially a second wing. It works as a guest room, a second living space, a game room, or however the next chapter needs it. Systems kept current. A/C and furnace replaced in 2021, and a new roof. Newer exterior paint, interior paint, and flooring since the last owner.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
2.66% rateVASave $1,417/mo

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