305 64th
FHA Assumable
5.51% Rate
50 photos
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305 64th

Greeley, CO 80634

3
Bedrooms
2
Bathrooms
1,614
Sq Ft

Payment Calculator

$2,540per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500
$22,500$29,495
Secondary Financing8.5% Rate
$6,995
Blended rate5.56% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 5.51% + gap
$2,540/mo
$162less per month
$162
per month
$1,950
per year
$58,492
over 30 years

🏦 Loan Details

List Price
$450,000
Assumable Rate
5.51%
Remaining Balance
$437,325
Loan Type
FHA
Est. Equity Gap
$29,495
Annual Taxes
$4,603

About This Home

Ranch-style ease, cul-de-sac privacy, and features buyers actually want. Sellers are offering a $5,000 concession to help buy down your mortgage rate! Our preferred lender is also offering a 1-year temporary rate buydown or a 1% lender credit toward closing costs. Welcome to a thoughtfully designed Ranch-style home in the heart of Greeley. This 3-bedroom, 2-bathroom home offers modern comfort and energy-conscious features on a private cul-de-sac lot. Enjoy an expansive Great Room, plus a kitchen with sleek white and grey cabinetry, quartz countertops, matching stainless steel appliances, and a large center island. Smart Home Technology includes a smart thermostat and video doorbell. Energy-efficient construction features double-pane windows, a tankless water heater for on-demand hot water, and a high-efficiency HVAC system - plus an oversized 2.5-car garage, electric car charging ready. Durable Luxury Vinyl Flooring runs through the Entryway, Great Room, and Kitchen, with quartz-topped vanities in both baths. The professionally landscaped front and backyard includes a custom patio and complete fencing. No HOA fees! Located near parks, trails, and top local schools, with easy access to Hwy 34 and nearby shopping, dining, and entertainment. This home is practically move-in ready, comfortable, convenient, and built for smart, sustainable living.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$450,000
5.51% rateFHASave $170/mo

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