4121 Tree Creek
VA Assumable
5.125% Rate
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4121 Tree Creek

Colorado Springs, CO 80918

3
Bedrooms
4
Bathrooms
2,116
Sq Ft

Payment Calculator

$2,416per month
No secondary financing needed

The equity gap on this property ($11,009) is less than 5% of the purchase price ($22,500). Your down payment covers the full gap with no second mortgage required.

Down payment$11,009
Effective rate5.125% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 5.125%
$2,416/mo
$286less per month
$286
per month
$3,432
per year
$102,956
over 30 years

🏦 Loan Details

List Price
$449,999
Assumable Rate
5.125%
Remaining Balance
$443,738
Loan Type
VA
Est. Equity Gap
$11,009
Annual Taxes
$2,125
HOA/mo
$90

About This Home

Assumable loan of 5.125% with no substitution required. Welcome home to this meticulously maintained 3-bedroom, 3.5-bathroom gem in the heart of Colorado Springs! This home offers comfort, convenience, and elevated living in every detail.\r The main level features a bright, open-concept layout with a spacious living room, dining area, and a beautifully appointed chef’s kitchen—ideal for both everyday living and entertaining. The kitchen shines with warm wood cabinetry, quartz countertops, stainless steel appliances, center island, and not one, but two pantries for exceptional storage. Just off the main living space, step onto your private balcony and take in peaceful views overlooking community greenbelt—creating the perfect backdrop for morning coffee or evening relaxation. A convenient half bath completes the main level. Upstairs, retreat to the spacious primary suite featuring a luxurious en suite bathroom with an oversized glass walk-in shower, upgraded tile, double vanity with quartz countertops, and walk-in closet. The 2nd upstairs bedroom also offers its own private full en suite bath, providing ideal comfort and privacy for guests or family. A versatile open loft adds even more living space and is perfect for a secondary family room, home office, or playroom. The upstairs laundry room adds everyday convenience right where you need it most.\r The lower level includes a third bedroom and an additional full bathroom—meaning every bedroom in the home has its own dedicated bathroom, a rare and highly desirable feature. This level also provides direct access to the attached, insulated two-car garage.\r Located near Cottonwood Creek Park and the scenic Cottonwood Creek Trail, outdoor recreation is right at your doorstep, while quick access to major military installations including Peterson Space Force Base, Schriever Space Force Base, and USAFA makes commuting a breeze. This home combines modern finishes, functional design, and an unbeatable location.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$449,999
5.125% rateVASave $238/mo

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