10970 Florida
FHA Assumable
2.8% Rate
50 photos
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10970 Florida

Denver, CO 80232

2
Bedrooms
1
Bathrooms
1,015
Sq Ft

Payment Calculator

$1,265per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$14,000
$14,000$62,159
Secondary Financing8.5% Rate
$48,159
Blended rate3.83% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,681/mo
Assumable @ 2.8% + gap
$1,265/mo
$416less per month
$416
per month
$4,991
per year
$149,725
over 30 years

🏦 Loan Details

List Price
$280,000
Assumable Rate
2.8%
Remaining Balance
$217,841
Loan Type
FHA
Est. Equity Gap
$62,159
Annual Taxes
$1,947
HOA/mo
$450

About This Home

Completely remodeled from top to bottom and truly move-in ready! This beautifully updated 2-bedroom condo shows like new, with quality finishes and attention to detail throughout. The fully remodeled kitchen features new cabinetry and drawers, granite countertops, tile flooring, updated lighting and a fresh contemporary look. New laminate flooring and baseboards flow throughout the home, complemented by new doors, recessed lighting, ceiling fans, light fixtures and new windows. The bathroom has also been completely transformed with new tile, updated plumbing fixtures and a custom glass shower door. Every detail has been thoughtfully updated, creating a clean, modern home in exceptional 10/10 condition. This home faces south so it's always light, bright and beautiful! Enjoy an exceptional Lakewood location just blocks from multiple reservoirs, scenic trails, and abundant outdoor recreation, with the foothills and mountains only minutes away, convenient access to I-70, and approximately 15 minutes to both Downtown Denver and Red Rocks Amphitheatre. HOA VALUE: The $450/mo HOA includes expenses you’d otherwise pay separately—approximately $200–$300/mo for building insurance, $50/mo for water, $40/mo for trash, plus exterior maintenance and grounds care. When you do the math, the HOA cost is much more reasonable than it first appears. A rare opportunity to own a truly turnkey home where the work has already been done—just move in and enjoy!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$280,000
2.8% rateFHASave $656/mo

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