2973 Night Sky
VA Assumable
2.8% Rate
50 photos
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2973 Night Sky

Berthoud, CO 80513

5
Bedrooms
3
Bathrooms
2,698
Sq Ft

Payment Calculator

$2,385per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$119,910
Secondary Financing8.5% Rate
$93,660
Blended rate3.87% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 2.8% + gap
$2,385/mo
$768less per month
$768
per month
$9,213
per year
$276,402
over 30 years

🏦 Loan Details

List Price
$525,000
Assumable Rate
2.8%
Remaining Balance
$405,090
Loan Type
VA
Est. Equity Gap
$119,910
Annual Taxes
$5,875

About This Home

LENDER CREDIT up to $5250! Buyer can use for closing costs, pre-paids, and discount points. Qualified buyers may also be eligible to assume the seller's existing 2.25% VA loan, subject to lender approval and VA assumption requirements. Contact the listing agent for details on these opportunities.\r \r Welcome to 2973 Night Sky Drive, where modern elegance meets the relaxed lifestyle of Colorado's Front Range. Nestled in the desirable PrairieStar community of Berthoud, this beautifully appointed 5 bed/3 bath home offers the perfect balance of sophisticated design, everyday comfort, and exceptional convenience.\r \r From the moment you step inside, you're greeted by an expansive open-concept floor plan filled with natural light and thoughtfully designed for entertaining. The kitchen serves as the heart of the home, featuring a generous center island, abundant cabinetry, and seamless flow into the dining and living areas. A main-level bedroom and full bath provide ideal flexibility for guests, multigenerational living, or a private home office.\r \r Upstairs, a versatile loft creates the space for a media room, playroom, or second living area. The luxurious primary suite offers a peaceful retreat with a spacious walk-in closet and an en-suite bath, while three additional bedrooms provide room for family, guests, or hobbies.\r \r Step outside to a private, fully fenced backyard designed for enjoying Colorado's renowned 300 days of sunshine. An attached two-car garage, large deck, and modern finishes throughout complete this move-in-ready home. Located in the heart of Berthoud— you'll enjoy easy access to neighborhood park across the street, walking trails, highly rated schools, championship golf, Carter Lake, and the endless recreation of the Front Range. With convenient access to I-25, this exceptional home offers the perfect blend of small-town charm, modern luxury, and Colorado adventure.\r \r Some photos have been virtually staged to show the home's potential.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
2.8% rateVASave $1,246/mo

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